by Access | Oct 5, 2017 | Mortgages
Veterans Affairs Mortgages (VA Loans) What are VA Loans? Veterans Affairs Mortgages are a great option for military veterans and active military lenders. Also known as VA loans, they are made by commercial mortgage lenders and are guaranteed by the Department of...
by Access | Sep 29, 2017 | Mortgages
Lowering Your Debt-to-Income Ratio Are you familiar with the term “debt-to-income ratio”? Along with your credit score, this is an important factor that mortgage lenders look at when assessing your qualifications. Simply put, your debt-to-income ratio...
by Access | Sep 21, 2017 | Mortgages
Important Questions when Considering a Mortgage Refinance. Are you thinking of a mortgage refinance? After all, it’s a great time to consider one given that rates are still at historic lows. But, did you know that where mortgage rates are today is not the only thing...
by Access | Mar 27, 2017 | Mortgages
Reverse Mortgage Fees Do you understand reverse mortgage fees? In a previous post, which you can read here, we discussed the plethora of benefits of a reverse mortgage. One of items we did not dive into within that post were the fees associated with a reverse...
by Access | Feb 2, 2017 | Mortgages
Two Big Mortgage Myths Debunked There are a plethora of mortgage myths circulating in both the news and the web that can create confusion and apprehension amongst homeowners. Today we’d like to tackle and debunk two of the most popular mortgage myths: Mortgage myth 1:...
by Access | Jan 11, 2017 | Mortgages
What is PMI? What is PMI? That’s a good question many first time homebuyers ask their mortgage professionals, and it deserves a detailed answer. Below, we’ll lay out for you what PMI is and, why, at times, it is mandatory to have with your mortgage. PMI, or Private...
